Services

Simplicity is the key to the success of your retirement design.
For the convenience of our clients, CBP sponsors its own Regional Prototype plan documents for both standardized and non-standardized 401(k), Profit Sharing and Money Purchase Plans.  We also offer Volume Submitter plan documents.
Our focus is total compliance services for our clients.

Summary of Services*

Consulting and Plan Design
●   Plan Comparability Analysis
●   Employer-Specific Plan Design
●   Participant Communication Materials
●   Guidance on Plan Implementation and Termination
●   Assistance in Government Agency Audits
●   Internal Plan Reviews

Document Services
●   Prototype and Volume Submitter Plan Agreements
●   Plan Amendments and Restatements
●   Summary Plan Descriptions
●   Employer Administration Manuals & Forms
●   Notices to Participants
●   Enrollment Packages

Government Forms Preparation
●   Form 5500 and 5300 Series Reports and Related Schedules
●   Summary Annual Reports
●   Reporting of Distributions and Tax Withholding (1099-R)
●   Determination Letter Filing

Plan Valuation and Allocations
●   Reconciliation of Plan Assets to Payroll
●   Financial Statements on Accrual Basis
●   Eligibility Calculations
●   Participant Updates and Allocations
●   Loan Administration
●   Qualified Domestic Relations Order (QDRO) Processing
●   Vesting Calculations
●   Allocation Summary Reports
●   Distribution Packages
●   Plan Conversions

Compliance Testing
●   Contribution Deductibility
●   Top-Heavy Testing
●   Coverage Testing
●   Compensation Ratio Testing
●   401(k) Non-discrimination Testing
●   Annual Additions Limitations

Calculations and Projections
●   Employer Contribution Analysis
●   Required Minimum Distribution Calculations
●   Projected Entry Date Reporting

*This list is only intended to be a summary. For a detailed comprehensive list of services provided by CBP, please request a copy of our Administration Services Agreement.